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News // Insurance Program

Florida hurricane

Is the Pilot Crop Insurance Program for FL oyster growers worth it?

November 21, 2025

The USDA Risk Management Agency (RMA) is currently running a pilot insurance program for oyster growers. The shellfish pilot crop insurance program, in its third year, offers ‘actual production history-price component’ (APH-PC) insurance for container-grown oysters commercially cultivated for the half-shell market. Additionally, the program allows farmers in eligible counties who purchase the APH-PC insurance to purchase ‘event-driven’ Hurricane Insurance Protection-Wind Index (HIP-WI) protection as an add-on policy. Oyster growers must decide whether to invest in insurance for their crops as well as pay an additional premium to purchase HIP-WI protection. Dr. Andrew Ropicki, a marine economist with Florida Sea

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Oyster in a hand

Deadline for Oyster Crop Insurance Program extended to December 15

November 20, 2023

A new Shellfish Pilot Crop Insurance Program is now available through the USDA Risk Management Agency (RMA). Oyster growers in Franklin and Wakulla Counties are eligible in this pilot program for protection against losses due to named storms, excessive heat during a low tide event, freeze during a low tide event, or low salinity due to excessive rainfall.  RMA has extended the Sales Closing Date for the shellfish (oyster) policy until December 15, 2023. To learn more about this new pilot program, visit these resources posted to RMA’s website https://www.rma.usda.gov/Topics/Shellfish.  Shellfish Pilot Crop Insurance Program Frequently Asked Questions Shellfish Pilot

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